Roofing Dunwoody 770-744-3445
So you have found a leak. Your Dunwoody roof isn’t protecting your home anymore. A Dunwoody roofing contractor has recommended filing a claim with your homeowner’s insurance. What next? First, make sure the damage has been caused something out of your control, like severe storms with hail or high winds.
Beware of Damage to your Dunwoody Roof that could be Deemed Negligence
The insurance company will pass over any damage that is deemed as negligence by your part. Then check your policy and make sure what the policy covers and what your deductible will be.
Your Premium Will Not Go Up for Storm Damage to your Dunwoody Roof
Know that your premium will not go up for roof damage caused by mother nature. Georgia has a law that prevents the insurance companies from doing that.
Filing a claim is a simple phone call that takes no more than fifteen minutes. There is some information that you will need to have ready. The date and time of the storm that caused the damage will be asked as well as the type of damage like hail or wind.
The Adjuster Works For The Insurance Company, Not You
Finally know when will be good time for you to meet with the adjuster. Usually within a week, the adjuster will come and inspect the roof and any other damage to the home. Have a Dunwoody roof contractor there at the meeting as well. The adjuster works for the insurance company. Have someone there knowledgeable and on your side.
The damage to your roof might not be the main determining factor on whether or not the insurance company will replace or repair the roof. Insurance is a business like any other. Adjuster have bosses who give them direction each week.
Ever wondered why some houses in a neighborhood have new roofs but the house next door doesn’t. The criteria roof replacement might change from week to week. Have a roofing contractor there who will advocate for you and hold the insurance responsible and treat you fairly.
Once the adjuster determines that there is enough damage for repairs or replacement, a check will be issued. Repair work will be paid in full while full roof replacement will given out in an initial installment and a final installment once the roof has been replaced. Replacing a Dunwoody roof can be expensive so having the insurance replace the roof is the other way many people can have there Dunwoody roof repaired.
A scope of work will detail exactly what the insurance wants to be replaced and how much they are paying to replace it. Your Dunwoody roof contractor will perform the work to the insurance company’s scope. Pick your Dunwoody roofer and get a new roof on your house. Ask to upgrade to the latest roof industry standards. Most Dunwoody Roofers will do this without any extra charge.
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